What Is the Average Home Price in Prince Frederick, MD 20678, and How Does It Compare to Northern Calvert County?

By Reggie Butler, Broker/Owner, CENTURY 21 Envision · Updated October 18, 2026

Prince Frederick 20678 market snapshot

About 45 homes sold in 20678 in August 2026, and the market is still rated “very competitive.” Well-priced homes tend to sell at or near asking. Prices have cooled from last year’s peak, though, so buyers have a bit more room to negotiate than they did in 2025.

Why do the “average price” numbers differ from site to site? Listing sites measure different things. List prices show what’s for sale now; sale prices show what actually closed. One month’s mix can swing the numbers too: a few large homes on acreage push the median up, and a run of

townhome sales pulls it down. For pricing a specific home, a comparative market analysis is more reliable than any single headline number.

What you get for your money: acreage vs. townhomes

Price ranges are based on Prince Frederick sales from July to September 2026.

Recent sales in 20678

How Prince Frederick compares to Northern Calvert County

Redfin, August–September 2026. Monthly medians in small ZIP codes can swing, so treat these as a snapshot.

What the comparison tells you

• Northern Calvert costs Dunkirk, Owings and Huntingtown sit closer to Washington, D.C., Andrews and Annapolis commutes, and they have more large, newer single-family homes. That puts their medians near $700,000.
• Prince Frederick gives you more house per At about $211 per sq ft, it’s one of the better values in the county, and it’s the county

seat, with the hospital, college and most shopping.

• Chesapeake Beach is the Its lower median reflects smaller bayside homes, townhomes and condos, not lower demand. Its price per square foot ($231) is higher than Prince Frederick’s.
• Prince Frederick homes sell fast. At 39 days, they move quicker than the county average of 54

Frequently asked questions

Is now a good time to buy in Prince Frederick?

 Prices are about 10% lower than a year ago, and more homes are on the market, so buyers have more choice than they’ve had in years. Well-priced homes still sell near asking, so it pays to be pre-approved and ready to move.

Is it cheaper to live in Prince Frederick than Dunkirk or Owings?

Yes. Median sale prices are roughly $170,000 to $190,000 lower, and at a 6.5–7% mortgage rate that’s often $1,100 or more a month in principal and interest.

What’s my Prince Frederick home worth?

 It depends on lot size, condition and whether it’s attached or detached. A free comparative market analysis will give you a real number.

Sources: Redfin housing market data for ZIP codes 20678, 20754, 20736, 20639 and 20732 and for Calvert County (August–September 2026); Movoto 20678 listing data (October 2026); and Redfin recently sold listings for Prince Frederick. This information is believed accurate but is not guaranteed. Market data changes monthly.